How to Register for RAMQ in Quebec and Get Through the Three-Month Waiting Period
What it is and who manages it
The Régie de l'assurance maladie du Québec (RAMQ) is Quebec's public health insurance plan, covering essential medical care. All residents of Quebec are eligible. The plan is managed by the Quebec government, specifically by the Régie de l'assurance maladie du Québec.
Eligibility
According to the Government of Quebec, all residents of Quebec are eligible for RAMQ. Residents typically include Canadian citizens and permanent residents, but check the official website for specifics.
Registration steps
Upon arrival in Quebec, you must register and obtain a health insurance card. Each family member must have their own card. Carry it with you and never lend it.
Three-month waiting period
As a general rule, health insurance does not cover medical care during the first three months after arrival. During this period, it is strongly recommended to obtain private insurance.
Exemptions from waiting period
Quebec has signed social security agreements with certain countries. If you arrive from one of these countries, you may be covered by RAMQ immediately without waiting. You must present proof of insurance or affiliation to your home country's health plan. Check the official website for the list of countries.
What to do if you get sick during the waiting period
For non-urgent health problems, call Info-Santé at 811 (option 1) for physical health advice, or Info-Social at 811 (option 2) for psychosocial issues. These lines are available 24/7.
To see a doctor, contact your family physician if you have one, or use the Primary Care Access Point (GAP): the digital service or the telephone line at 811 (option 3) for those without a family doctor. You can also register on the waiting list for the Guichet d'accès à un médecin de famille (Quebec Family Doctor Finder).
For emergencies, call 911.
Where to apply
To register for RAMQ, contact the Régie de l'assurance maladie du Québec. Application methods (online, mail, or in person) are detailed on the RAMQ website.
Official sources
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