Banking & credit · 6 guides
Opening an account, a first credit card, building credit.
- Consumer Affairs in Canada: Complaints, Rights, and ResourcesLearn how to file complaints, know your rights, and find official resources for consumer issues in Canada.
- How New Immigrants Can Open a Bank Account and Build Credit from Scratch in CanadaA federal government guide on choosing chequing, savings, and joint accounts, including eligibility for low-cost and no-cost accounts.
- TFSA Tax-Free Savings Account: How Contribution Room Works and What You Can Invest InA TFSA is a registered tax-free savings account in Canada. This article, based on official CRA information, explains what a TFSA is, who can open one, how contribution room is calculated, over-contribution penalties, withdrawal and transfer rules, and eligible investments.
- Cell Phones and Internet: What to Know Before Choosing a PlanOfficial information from the CRTC about cell phone and internet plans in Canada, including how to check, complain, and get help.
- Mortgage for New Immigrants: How to Get Approved Without Credit HistoryNew immigrants can get a mortgage in Canada without local credit history, but may need a larger down payment. This guide, based on official Canadian sources, explains the mortgage process, down payment requirements, and how to handle lack of credit history.
- Building Credit from Scratch for New Immigrants: From First Credit Card to Loan ApprovalNew to Canada with no credit history? Learn how to get your first credit card, boost your credit score, and avoid common pitfalls.