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How to Apply for Student Loans and Grants in Canada

The Government of Canada offers loans and grants for college, university, and trade students. This guide covers eligibility, application, and repayment based on official sources.

What is it?

Canada Student Loans and Grants are financial aid from the federal government (Employment and Social Development Canada) to help students pay for college, university, or trade programs. Loans must be repaid; grants usually do not. There are also supports for apprentices, scholarships, and repayment help.

Who can apply?

According to the official page, protected persons can apply for the same loans and grants as Canadian citizens. Permanent residents may also be eligible. Specific eligibility criteria (e.g., income, province) are not listed on the page; check the official requirements when applying.

How to apply?

Apply online for student loans and grants, including grants for special circumstances. The official page outlines these steps:

  1. Apply: Submit your application online.
  2. Manage: Use the National Student Loans Service Centre (NSLSC) to view your balance, update your account, and keep your loan interest-free.
  3. Repay: Learn when and how to repay, and how to get repayment assistance or loan forgiveness.

Other aid

  • Apprentice loans and grants – help start and complete an apprenticeship.
  • Scholarships – for undergraduate, graduate, and postdoctoral studies.
  • Indigenous learning – scholarships, bursaries, programs, and schools.
  • Aid for reservists – keep your loan interest-free while serving.
  • Aid for protected persons – same loans and grants as citizens.
  • Aid for athletes – support for high-performance athletes.

Official source

Official sources

Rules and fees change. Check the official pages below before you act — they are what this guide was written from.

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