Low income · 49 guides
Programs whose eligibility is tied to income.
- 🏔Ontario Funeral Assistance: Can Ontario Works Help Low-Income Families with Funeral Costs?Funeral assistance is not a standard cash benefit under Ontario Works in Ontario. This article, based on the official ontario.ca page, explains what Ontario Works covers, who can apply, and how to apply, and notes that funeral assistance is not listed on the official page.
- 🏔Ontario: What Happens to Ontario Works at Age 65? OW, OAS and GIS ExplainedOntario Works (OW) is administered by the Ontario government, while Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) are federal benefits administered by Service Canada. This guide summarizes what each official page states about eligibility, amounts and how to apply.
- 🏔Renting a Room in Ontario as a Senior: How Rental Income Is Reported and Whether It Affects OAS and GISIn Ontario, a senior renting out a room must report the rental income to the CRA. Whether it affects Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) depends on official rules on income reporting. This article only restates what Canadian government pages say.
- 🏔Ontario Emergency Assistance: What Ontario Works Offers When You Lose Income, Face Eviction or a FireOntario Works provides financial assistance and health benefits to people in financial need in Ontario. This guide summarizes eligibility, required documents, how to apply online or by phone, and how to request an internal review.
- 🏔Ontario: How to Appeal an ODSP Decision to the Social Benefits Tribunal (SBT)The Social Benefits Tribunal (SBT) in Ontario hears appeals about social assistance decisions, including ODSP and Ontario Works. This page summarizes what the official SBT website says about who can appeal, which forms to use, and what happens at a hearing.
- 🏔Legal Aid Ontario: Who Qualifies for a Free Lawyer and How to ApplyLegal Aid Ontario pays for a lawyer if you qualify and have a legal issue it covers. This page summarizes the covered case types, the application entry point, and the official service finder.
- 🏔Newfoundland and Labrador Seniors' Income Supplements: NL Income Supplement and NL Seniors' Benefit AmountsNewfoundland and Labrador offers two refundable tax credits for low-income individuals, seniors and families: the NL Income Supplement and the NL Seniors' Benefit. This guide summarizes amounts, income thresholds, payment method and application requirements based on the provincial Finance Department page.
- 🏔New Brunswick Low Income Seniors Benefit: Extra Amount for OAS/GIS RecipientsNew Brunswick offers an annual benefit to low-income seniors receiving federal Old Age Security benefits. This article explains the 2026 amount, eligibility, how to apply, and the deadline, based on the official page.
- 🏔Ontario Senior Homeowners' Property Tax Grant: How to ApplyThe Ontario Senior Homeowners' Property Tax Grant is administered by the Ministry of Finance and provides up to $500 to low-to-moderate income senior homeowners. It is applied for through the ON-BEN form when filing taxes.
- 🏔Alberta Childcare Fees: What the Flat $326.25 per Month MeansAs of April 1, 2025, Alberta applies a flat parent fee at eligible licensed childcare programs: $326.25 per month for full-time care and $230 for part-time care. This guide summarizes the official rules on eligibility, optional fees and how funding works.
- What Is an RESP? How the CESG and CLB Government Benefits WorkA Registered Education Savings Plan (RESP) is a federal long-term savings plan for a child's education after high school. The government adds money through the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB). This guide summarizes eligibility, amounts and age rules from official pages.
- 🏔Alberta Energy Rebate: Apply Online by October 31Alberta's one-time $100 Alberta Energy Rebate requires an online application through an Alberta.ca Account by October 31, 2026; some provincial benefit recipients are enrolled automatically.
- 🏔Ontario Seniors Dental Care Program (OSDCP): Who Qualifies and How to ApplyThe Ontario Seniors Dental Care Program (OSDCP) provides free routine dental care for low-income seniors aged 65 and over. This article summarizes the official eligibility rules, income thresholds, application methods and coverage.
- 🏔Ontario Guaranteed Annual Income System (GAINS) for Seniors: How Much Can You Get on Top of OAS/GIS?The Ontario Guaranteed Annual Income System (GAINS) provides a monthly, non-taxable payment to low-income Ontario seniors, on top of federal OAS and GIS. This guide summarizes eligibility, payment amounts, how to apply, and payment dates based on the official Ontario.ca page.
- Can You Receive Old Age Security (OAS) While Living Outside Canada? The 20-Year RuleThe Old Age Security (OAS) pension has separate residency requirements for people living outside Canada: 10 years if you live in Canada, 20 years if you live outside Canada. This guide summarizes the official eligibility rules, income conditions, and why the Guaranteed Income Supplement (GIS) normally stops after you leave the country.
- 🏔Manitoba Student Aid: A Guide to Student Loans and GrantsManitoba Student Aid administers provincial student loans and grants. This guide summarizes application dates, eligibility changes, funding options and account access as stated on the official website.
- 🏔Income Assistance (Disability) Eligibility in Nova ScotiaLearn about eligibility for Income Assistance for persons with disabilities in Nova Scotia, including required documents and relationship with federal disability benefits.
- 🏔NWT Child Care Subsidy Application GuideLearn about the eligibility, steps, and savings for the NWT child care subsidy.
- 🏔Child Care Subsidy Program in Newfoundland and Labrador: A GuideLearn about the Child Care Subsidy Program in Newfoundland and Labrador, including eligibility, application process, and required documents.
- 🏔Manitoba Child Care Subsidy Application GuideManitoba offers child care subsidies to eligible families to reduce costs for children aged 12 weeks to 12 years. This guide covers eligibility, application, and official sources.
- How Canada's Retirement Income Works: OAS, CPP, and Personal SavingsCanada's retirement income comes from government pensions (OAS, CPP) and personal savings. This article explains each benefit based on official government sources.
- OAS Pension Clawback: What It Is and How It WorksThe Old Age Security (OAS) pension has a recovery tax: if your net world income exceeds the threshold, you must repay part or all of your pension. This article explains the thresholds, calculation, and filing requirements based on official sources.
- 🏔OSAP: Ontario Student Assistance ProgramOSAP is Ontario's student assistance program offering loans and grants. This article summarizes official information on eligibility, application steps, and repayment, with links to official sources.
- 🏔Ontario Works Financial Assistance Application GuideLearn about Ontario Works, a program in Ontario that provides financial assistance for food, housing, and health benefits. This guide covers eligibility, application steps, and official sources.
- 🏔Ontario Trillium Benefit (OTB): The Three-in-One PaymentThe Ontario Trillium Benefit (OTB) is a tax-free payment from the Ontario government that combines three credits to help low-to-moderate income residents with energy costs and taxes.
- 🏔Ontario Disability Support Program (ODSP): Eligibility, Monthly Amounts, and Relationship with Federal Disability BenefitsODSP is Ontario's income support and health benefits program for people with disabilities. This article summarizes eligibility, amounts, and application process based on official sources, noting that the Canada Disability Benefit does not affect ODSP eligibility.
- 🏔Ontario Drug Benefit: Who Can Get Free Prescription DrugsThe Ontario Drug Benefit (ODB) program helps pay for prescription drugs for seniors 65+, youth 24 and under without private insurance, and others. Learn about eligibility, coverage, and how to apply.
- 🏔Fair PharmaCare Plan Registration GuideLearn about BC's Fair PharmaCare plan: income-based assistance for prescription drug costs, how to register, eligibility, and important notes.
- 🏔B.C. Family Benefit: How to Apply, Amounts, and Relationship with Federal CCBThe B.C. family benefit is a tax-free monthly payment for families with children under 18, administered by the CRA and paid together with the Canada Child Benefit. This article summarizes eligibility, application, amounts, and its relationship with the federal benefit.
- 📍Edmonton Leisure Access Program: Free Swimming and Fitness for Low-Income Families? How to Apply?The City of Edmonton offers the Leisure Access Program for low-income residents, providing free or discounted access to city recreation facilities. This article covers eligibility, application steps, and official sources.
- Free Tax Clinics: Low-Income Individuals Can Get Help from VolunteersThe Canada Revenue Agency offers free tax clinics through the Community Volunteer Income Tax Program (CVITP) for people with modest income and simple tax situations. Learn how to find a clinic and get help.
- 📍Calgary Fair Entry: One Application, Multiple DiscountsFair Entry is a single application process for low-income Calgarians to access reduced-cost city services. This article covers eligibility, documents, application methods, and official sources.
- 🏔Special Needs Assistance for Seniors in Alberta: Can Hearing Aids, Appliances, etc. Be Covered?Alberta offers Special Needs Assistance for Seniors covering health supports, personal supports, and appliances/furniture. This article summarizes eligibility, income thresholds, and covered items with official sources.
- 🏔Dental and Optical Assistance for Seniors in AlbertaAlberta offers dental and optical assistance for seniors aged 65+. Learn about eligibility, income limits, coverage, and how to apply.
- 🏔Alberta Seniors Benefit GuideLearn about eligibility, income requirements, application steps, and official sources for the Alberta Seniors Benefit.
- 🏔Alberta Income Support Application GuideLearn about Alberta's Income Support program, including eligibility, how to apply, and contact information.
- 🏔AISH: Alberta's Severe Disability Benefit GuideLearn about Alberta's Assured Income for the Severely Handicapped (AISH): eligibility, benefits, and how it relates to federal disability supports.
- 🏔Alberta Adult Health Benefit: Coverage for Dental, Glasses, and DrugsThe Alberta Adult Health Benefit provides dental, eye, and prescription drug coverage for low-income adults who are pregnant or have high ongoing drug needs. Learn about eligibility, coverage, and how to apply.
- Allowance: A Benefit for Spouses Aged 60-64The Allowance is a monthly tax-free benefit for Canadians aged 60-64 with low income whose spouse is eligible for GIS. Learn about eligibility and application timing.
- 🏔Alberta Child Health Benefit: Free Dental, Glasses, and MedicationsThe Alberta Child Health Benefit provides dental, optical, prescription drug, and other health benefits for children in low-income households. Learn about eligibility, income limits, and how to apply.
- Canada Learning Bond (CLB): Free Government Money for Your Child's EducationThe Canada Learning Bond (CLB) is a government benefit for low-income families to help save for a child's education, even without personal contributions. Learn the basics and how to apply.
- 🏔Renting in Saskatchewan: What Tenants Should KnowThis article summarizes official Saskatchewan government information on residential renting, including security deposits, rent increases, repairs, and ending a tenancy, with links to original sources.
- 🏔How to Apply for Ontario Child Care SubsidyHow to apply for the Ontario child care fee subsidy? This article explains eligibility, how to apply, and key notes based on official information.
- How to Apply for the Canada Workers Benefit (CWB) and Its Relation to Tax RefundThe Canada Workers Benefit (CWB) is a refundable tax credit for low-income workers, consisting of a basic amount and a disability supplement, applied automatically through tax filing.
- 🏔What Government Benefits Can New Immigrants Apply for in AlbertaNew immigrants in Alberta can apply for Income Support, disability benefits, and family support for children with disabilities through Alberta Supports, by phone or online.
- 🏔How to Apply for Alberta Child Care Subsidy: Income Limits, Amounts, and StepsLearn how to apply for Alberta's Child Care Subsidy, including income limits, subsidy amounts, and step-by-step instructions based on official sources.
- 🏔How to Claim Alberta Child and Family Benefit (ACFB)The Alberta Child and Family Benefit (ACFB) provides direct financial help to lower and middle-income families with children under 18. Learn eligibility, application steps, and common pitfalls.
- How to Get the GST/HST Credit (Renamed in 2026)New immigrants only need to file taxes annually, and the CRA automatically determines eligibility for the GST/HST credit. Renamed as the Canada Groceries and Essentials Benefit (CGEB) in July 2026, this guide shows you how to apply and check payments.
- How to Apply for the Guaranteed Income Supplement (GIS) and Its Relationship with OASGIS is a monthly tax-free benefit for low-income seniors 65+. This guide explains eligibility, automatic enrollment, and tax filing requirements.
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