Landing in Ontario
Only what applies in Ontario, plus the federal programs that are identical everywhere. Provincial rules differ — do not carry another province's answer over.
Hard deadlines here
Hard deadlines hereSwitch to an Ontario licence60 days
87 guides · 11 specific to Ontario, 76 federal
Money
Money- ONOntario Trillium Benefit (OTB): The Three-in-One Payment
- ONOntario Disability Support Program (ODSP): Eligibility, Monthly Amounts, and Relationship with Federal Disability Benefits
- ONOntario Works Financial Assistance Application Guide
- FederalRRSP Retirement Savings Plan: Contribution Limits, Tax Deduction, and Withdrawals
- FederalHow New Immigrants Can Open a Bank Account and Build Credit from Scratch in Canada
- FederalHow to Determine Your Residency Status for Tax Purposes
- FederalCanada Caregiver Credit: Tax Relief for Supporting Family
- FederalBuilding Credit from Scratch for New Immigrants: From First Credit Card to Loan Approval
- FederalRegistered Disability Savings Plan (RDSP): The One with the Highest Government Matching
- FederalHow to Spot Fake CRA Calls and Texts
- FederalCertified Tax Software for NETFILE (2025)
- FederalHow to File Taxes for the First Time as a Newcomer? Do I Need to File in the Year I Land?
- FederalHow to Get the GST/HST Credit (Renamed in 2026)
- FederalHow to Change a Previous Year's Tax Return
- FederalBenefit Payment Dates: Full-Year Schedule
- FederalFree Tax Clinics: Low-Income Individuals Can Get Help from Volunteers
- FederalHow to Apply for Canada Child Benefit (CCB) and How Much You Can Get
- FederalHow to Apply for the Canada Disability Benefit (CDB)
- FederalTFSA Tax-Free Savings Account: How Contribution Room Works and What You Can Invest In
- FederalHow to Register for CRA My Account: The Gateway to All Benefits
- FederalHow to Apply for the Canada Workers Benefit (CWB) and Its Relation to Tax Refund
- FederalEasily Missed Tax Credits and Deductions
- FederalHow to Apply for EI Regular Benefits
- FederalForeign Reporting (T1135): What to Report and What Not
- FederalDisability Tax Credit (DTC): A Benefit Many Miss
Getting settled
Getting settled- ONHow to Apply for OHIP in Ontario: No Waiting Period
- ONExchange Your Driver's Licence in Ontario: Only 60 Days, Tighter Than Other Provinces
- FederalWhere to Get Help for Family Violence in Canada
- FederalCell Phones and Internet: What to Know Before Choosing a Plan
- FederalEmergencies in Canada: Police, Ambulance, and Non-Emergency Help
- FederalHow to Spot Immigration Consultant and WeChat Group Scams
- FederalConsumer Affairs in Canada: Complaints, Rights, and Resources
- FederalHow to Get Prescription Drugs in Canada: Where to Buy and Coverage
- FederalHow to Apply for a Social Insurance Number (SIN)
- FederalWhat to Reapply for When Moving to Another Province
- ONOntario Drug Benefit: Who Can Get Free Prescription Drugs
- ONHow to Find a Family Doctor in Ontario: Using the Official Registry
- FederalMental Health: Free Help Resources
- FederalHow to Renew Your Health Card: Rules Vary by Province
- FederalVaccines: What Children and Adults Need, and Whether It's Free
- FederalDoes Provincial Health Insurance Cover You When You Leave the Province or Canada?
- FederalWhere to Go for Medical Care When You Don't Have a Family Doctor
- FederalHow to Apply for the Canadian Dental Care Plan (CDCP)? Can New Immigrants Apply?
- FederalWhat Does Canadian Medicare Cover and Not Cover?
Housing
Housing- ONRenting in Ontario: Tenant Rights and Rent Increase Limits
- FederalMortgage for New Immigrants: How to Get Approved Without Credit History
- FederalHome Buyers' Plan (HBP): Borrow from Your RRSP for a Down Payment
- FederalFHSA First Home Savings Account: $8,000 Tax-Free Limit Per Year
- FederalWhat is Mortgage Loan Insurance?
Kids
Kids- ONHow to Find Your School District and Enroll Your Child in Ontario
- ONOSAP: Ontario Student Assistance Program
- ONHow to Apply for Ontario Child Care Subsidy
- FederalHow to Apply for EI Maternity and Parental Benefits
- FederalRESP Education Savings: Don't Miss Out on Free Government Money
- FederalMoney for Your Child's University: Loans, Grants, and RESP Withdrawals
- FederalHow Does CCB Work After Separation or Divorce? Can Both Parents Receive It? Do I Need to Notify CRA?
- FederalCanada Learning Bond (CLB): Free Government Money for Your Child's Education
- FederalHow to Apply for the Child Disability Benefit (CDB)
- FederalHow to Apply for Student Loans and Grants in Canada
Parents
Parents- FederalOld Age Security (OAS): How the 10-Year Residency Requirement Works
- FederalHow to Apply for CPP Retirement Pension
- FederalCPP Early vs Late Retirement: Rules at 60 and 70
- FederalDo Foreign Work Years Count: International Social Security Agreements
- FederalHome Accessibility Tax Credit for Seniors
- FederalCPP Retirement Pension: Can You Get It Without Full Contributions, and When to Start?
- FederalHow to Apply for CPP Disability Benefits
- FederalHow to Apply for the Guaranteed Income Supplement (GIS) and Its Relationship with OAS
- FederalAfter a Loved One Dies: CPP Death Benefit and Survivor's Benefits
- FederalWhat to Do with Your RRSP at Maturity: Converting to Retirement Income
- FederalHow to Apply for a Super Visa? Differences from Visitor Visa
- FederalParents and Grandparents Sponsorship Paused: What Are Your Options Now?
- FederalAllowance: A Benefit for Spouses Aged 60-64
- FederalOAS Pension Clawback: What It Is and How It Works
- FederalHow Canada's Retirement Income Works: OAS, CPP, and Personal Savings
- FederalOptions for Long-Term Care for Parents
Work
Work- FederalSelf-employment and Registering a Small Business: Official Federal Guide
- FederalWorking in Canada: Minimum Wage, Overtime, Vacation, Termination
- FederalLost Your Job: What to Do First
- FederalRegulated Professions: How Doctors, Nurses, Engineers, and Accountants Can Get Licensed in Canada
- FederalFinding a Job: How to Use the Official Job Bank
- FederalLINC Free English Classes: Government-Funded Language Training
Status
Status- FederalPR Card Renewal: What to Do If You Haven't Met the Residency Obligation
- FederalCanadian Citizenship: Residency, Test, and Application Guide
- FederalSponsor Your Spouse or Child: Official Guide
- FederalWhat's on the Citizenship Test: Official Study Guide
- FederalCitizenship Eligibility: How to Count Your Days
- FederalPermanent Resident Status: Residency Obligation and Losing It
Other provinces
90dlicence window (the three we have verified)Tap a province for what applies there
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